What is a credit union?

Credit unions are financial institutions which provide the same services as banks; The main difference being that they are owned by their members. Unlike banks, credit unions are independent, locally controlled financial institutions, connected by a set of international co-operative principles. Together, members have a strong voice that advocates for a better, fairer way to bank. Credit unions strive to provide financial service to members and to contribute to the economic, social, and environmental well-being of their communities.

The seven co-operative principles are:

• Voluntary & open membership
• Democratic member control
• Members’ economic participation
• Autonomy & independence
• Education, training & information
• Cooperation among cooperatives, and
• Concern for community

We value the seven co-operative principles and try our best to invest in our communities wherever and whenever we can.

What this means to our members:

Credit union members can expect Noventis to provide value back to them and their communities. This is because we invest profits back into the credit union itself. These profits help Noventis to expand and innovate in multiple areas, including technology. Noventis also returns profits to members by way of share redemptions and dividends - and we give back to our communities by way of donations, sponsorship, and other initiatives.

Our mission: "We are financial solutioneers, focused on the needs of our members and our community."

Our vision: Building strong community.

Our core values:

• Integrity: We pursue the highest standards of ethics and respect.  We earn trust through our honest, open, and transparent practices
• Excellence: We strive for superior performance, and consistently provide customized professional, innovative, and quality service
• Accountability: We are accountable for our actions.  We demonstrate responsive and innovative leadership to ensure the strength of our organization
• Cooperation: We work together in the spirit of teamwork, collaboration, and cooperative principles
• Sustainability: We are committed to the long-term well-being of our communities, and
• Accessibility: We are committed to making financial access, decision making and implementation as easy as possible for our members

We are Noventis. And, we are North of Ordinary.